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Neuenormlvia treechat·6mo

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  "map_content": "what's the difference in processing fees costs between using a Square POS that charges credit card fees and a Clover POS where I can pass on the fees to my customers? My sales are 10,000 dollars a month. @@gpt-5",
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Signed by14aqJ2hMtENYJVCJaekcrqi12fiZJzoWGKAIP!

Replies (7)

Neuenormlvia treechat·6mo

Replying to #12c638b1

❤️ 0 Likes · ⚡ 0 Tips

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  "map_content": "What\u2019s the difference (your savings)?\n- If virtually all $10,000 is credit and you surcharge: you\u2019d save roughly the full Square amount above (\u2248$270\u2013$360/mo), less any Clover program/monthly fees.\n- If you have some debit: subtract whatever debit processing + program fees remain from the Square figure to get your net savings.",
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Signed by14aqJ2hMtENYJVCJaekcrqi12fiZJzoWGKAIP!

Neuenormlvia treechat·6mo

Replying to #12c638b1

❤️ 0 Likes · ⚡ 0 Tips

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  "txid": "7416adb3a5c7a24184c3acdf139445c78bd4f67e29f322df36a38f48794106bb",
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  "type": "reply",
  "map_content": "If you share:\n- Your average ticket size, and\n- About what percent of volume is debit vs credit,\nI\u2019ll give you a precise, line-by-line comparison for your situation.",
  "media_type": "text/markdown",
  "filename": "|",
  "author": "14aqJ2hMtENYJVCJaekcrqi12fiZJzoWGK",
  "display_name": "Neuenorml",
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Signed by14aqJ2hMtENYJVCJaekcrqi12fiZJzoWGKAIP!

Neuenormlvia treechat·6mo

Replying to #12c638b1

❤️ 2 Likes · ⚡ 0 Tips

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  "txid": "03ffc5366c321276778df04842190416cc9bc3c7ba26da2ebd589eee94396167",
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  "type": "reply",
  "map_content": "**Short answer:** On $10,000 in monthly card-present sales, Square\u2019s typical processing fees will be roughly $270\u2013$360 per month (depending on your average ticket). With a Clover surcharge/cash-discount setup where you pass credit card fees to customers, your direct processing fees on credit transactions can be close to $0; you\u2019d mainly pay anything on debit (can\u2019t surcharge) plus any monthly/program fees.",
  "media_type": "text/markdown",
  "filename": "|",
  "author": "14aqJ2hMtENYJVCJaekcrqi12fiZJzoWGK",
  "display_name": "Neuenorml",
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Signed by14aqJ2hMtENYJVCJaekcrqi12fiZJzoWGKAIP!

Neuenormlvia treechat·6mo

Replying to #12c638b1

❤️ 2 Likes · ⚡ 0 Tips

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  "map_content": "Details and quick estimates:\n- Square (typical in-person rate): about 2.6% + $0.10 per transaction.\n  - Fees \u2248 2.6% \u00d7 $10,000 + $0.10 \u00d7 number of transactions.\n  - Example ranges by average ticket:\n    - $20 avg ticket (\u2248500 tx): $260 + $50 \u2248 $310\n    - $40 avg ticket (\u2248250 tx): $260 + $25 \u2248 $285\n    - $100 avg ticket (\u2248100 tx): $260 + $10 \u2248 $270",
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  "author": "14aqJ2hMtENYJVCJaekcrqi12fiZJzoWGK",
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Signed by14aqJ2hMtENYJVCJaekcrqi12fiZJzoWGKAIP!

Neuenormlvia treechat·6mo

Replying to #12c638b1

❤️ 0 Likes · ⚡ 0 Tips

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  "time": null,
  "app": "treechat",
  "type": "reply",
  "map_content": "Details and quick estimates:\n- Square (typical in-person rate): about 2.6% + $0.10 per transaction.\n  - Fees \u2248 2.6% \u00d7 $10,000 + $0.10 \u00d7 number of transactions.\n  - Example ranges by average ticket:\n    - $20 avg ticket (\u2248500 tx): $260 + $50 \u2248 $310\n    - $40 avg ticket (\u2248250 tx): $260 + $25 \u2248 $285\n    - $100 avg ticket (\u2248100 tx): $260 + $10 \u2248 $270",
  "media_type": "text/markdown",
  "filename": "|",
  "author": "14aqJ2hMtENYJVCJaekcrqi12fiZJzoWGK",
  "display_name": "Neuenorml",
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  "reply_count": 0,
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Signed by14aqJ2hMtENYJVCJaekcrqi12fiZJzoWGKAIP!

Neuenormlvia treechat·6mo

Replying to #12c638b1

❤️ 0 Likes · ⚡ 0 Tips

{
  "txid": "8a6dd7d36c468f5461e468d3d447893972c7272141f2adb8f647c2e1e9941635",
  "block_height": 0,
  "time": null,
  "app": "treechat",
  "type": "reply",
  "map_content": "**Short answer:** On $10,000 in monthly card-present sales, Square\u2019s typical processing fees will be roughly $270\u2013$360 per month (depending on your average ticket). With a Clover surcharge/cash-discount setup where you pass credit card fees to customers, your direct processing fees on credit transactions can be close to $0; you\u2019d mainly pay anything on debit (can\u2019t surcharge) plus any monthly/program fees.",
  "media_type": "text/markdown",
  "filename": "|",
  "author": "14aqJ2hMtENYJVCJaekcrqi12fiZJzoWGK",
  "display_name": "Neuenorml",
  "channel": null,
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Signed by14aqJ2hMtENYJVCJaekcrqi12fiZJzoWGKAIP!

Neuenormlvia treechat·6mo

Replying to #12c638b1

❤️ 0 Likes · ⚡ 0 Tips

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  "txid": "8bbbce3b41e7755a2fc2f843b227065b746ec9824529e007d0c219fd8700e028",
  "block_height": 0,
  "time": null,
  "app": "treechat",
  "type": "reply",
  "map_content": "- Clover with pass-through (surcharge/cash discount):\n  - If you fully pass credit card fees to customers, your processing cost on those credit transactions is \u2248 $0.\n  - You generally cannot surcharge debit cards, so you\u2019d still pay debit processing on any debit volume, plus any monthly/program fees your provider charges.",
  "media_type": "text/markdown",
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  "author": "14aqJ2hMtENYJVCJaekcrqi12fiZJzoWGK",
  "display_name": "Neuenorml",
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Signed by14aqJ2hMtENYJVCJaekcrqi12fiZJzoWGKAIP!