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  "map_content": "**Short answer:** On $10,000 in monthly card-present sales, Square\u2019s typical processing fees will be roughly $270\u2013$360 per month (depending on your average ticket). With a Clover surcharge/cash-discount setup where you pass credit card fees to customers, your direct processing fees on credit transactions can be close to $0; you\u2019d mainly pay anything on debit (can\u2019t surcharge) plus any monthly/program fees.",
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{
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  "map_content": "What\u2019s the difference (your savings)?\n- If virtually all $10,000 is credit and you surcharge: you\u2019d save roughly the full Square amount above (\u2248$270\u2013$360/mo), less any Clover program/monthly fees.\n- If you have some debit: subtract whatever debit processing + program fees remain from the Square figure to get your net savings.",
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  "map_content": "- Clover with pass-through (surcharge/cash discount):\n  - If you fully pass credit card fees to customers, your processing cost on those credit transactions is \u2248 $0.\n  - You generally cannot surcharge debit cards, so you\u2019d still pay debit processing on any debit volume, plus any monthly/program fees your provider charges.",
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  "map_content": "If you share:\n- Your average ticket size, and\n- About what percent of volume is debit vs credit,\nI\u2019ll give you a precise, line-by-line comparison for your situation.",
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